New Health and Dental Benefits Plan
As a member of the Cosmetology Association of New Brunswick, you will have the option to enroll in a new health benefits program designed specifically for our members.
This affordable, comprehensive health plan is being administered and supported in partnership with Southport Benefit Solutions and Victor Canada. Canada’s largest not-for-profit health insurance company, Green Shield Canada is the insurance provider.
Two Plan Options to Choose From
We know you work hard your health and safety are important to us. We also want you and your family to have the protection you need. That is why there are two great plans to choose from.
|
BENEFIT DESCRIPTIONS |
PLAN A |
PLAN B |
|
Life Insurance |
$25,000 |
$25,000 |
|
Accidental Death & Dismemberment |
$25,000 |
$25,000 |
|
Dependent Life |
Spouse $5,000/Child $2,500 |
Spouse $5,000/Child $2,500 |
|
Extended Health Care |
Prescription Drugs 70% coinsurance Semi-Private Hospital 100% coverage Paramedical Practitioners (massage, physio, chiro, etc.) 70% coverage Annual Maximum $500 per practitioner Medical and durable equipment |
Prescription Drugs 80% coinsurance Semi-Private Hospital 100% coverage Paramedical Practitioners (massage, physio, chiro, etc.) 80% coverage Annual Maximum $600 per practitioner Medical and durable equipment 60 Day Emergency Travel Assistance |
|
Dental |
Basic Services 70% coverage 1 visit every 9 months $750 annual maximum |
Basic Services 80% coverage 1 visit every 6 months $1,000 annual maximum |
|
Vision |
Eye exam once every two years Contact lenses and glasses are not covered |
Eye exam once every two years Contact lenses and glasses are not covered |
|
Monthly Cost |
$124.56/single $297.18/family |
$148.39/single $354.54/family |
Frequently Asked Questions
The following are some frequently asked questions that members of the Cosmetology Association of New Brunswick may find helpful pertaining to the new benefit program.
When will the program start?
The Cosmetology Association of New Brunswick's new health and dental program will become effective on June 1, 2021. The program is being administered and supported in partnership with Southport Benefit Solutions and Victor Canada. Canada’s largest not-for-profit health insurance company, Greenshield Canada is the insurance provider.
How can I enroll?
Enrollment into the plan can start immediately. The benefits team at Southport Benefit Solutions will assist all participating members with their enrollment. Once the paperwork is submitted with the first month's premium paid it takes about 10 business days for drug cards and booklets to be produced.
Will pre-existing conditions be covered?
Yes, Southport has structured the program to ensure members do not have to complete a health questionnaire. An example would be, if you have existing medications, those will be covered by this plan.
Do all benefits start immediately?
Yes, all benefits begin on your enrolment date. There are no waiting periods associated with any of the benefits.
Is this program mandatory for all members?
No, this is an optional program available to all active paying members and fees are not included in your membership dues.
How do I pay for this program?
A pre-authorized payment program will be established with each member to cover the premium costs based on the plan selected.
What if I have another plan and want to change to this plan?
Should you elect to take advantage of this program, the benefits team at Southport will work with you to cancel existing plans. Most insurers require 30 days’ notice to terminate benefits.
What happens to benefits if I change workplaces?
Your benefits stay with you! Simply remain a member of the Cosmetology Association of New Brunswick and your participation is secured.
Please feel free to contact Andrew MacDonald of Southport Benefit Solutions for plan details, pricing, and enrollment at 1(877)446-5763 or email at andrew@southportasset.com
